3:36 hath everlasting life. The believer has everlasting life right now (not “may have” or even “will have”). On the other hand, the unbeliever in Christ (see notes on John 3:13-15 as to what one must believe), no matter how moral or religious he may be, faces God’s wrath in hell, because he has rejected (or neglected) His great gift of salvation, purchased at such great price—the sacrificial death of His beloved Son.